J. Alexandra Rhim


J. Alexandra Rhim is a commercial litigation and transactional attorney with extensive experience representing lenders in the areas of creditors’ rights, litigation, bankruptcy, loan workouts and debt restructuring, and secured lending.

Ms. Rhim received her Bachelor of Arts degree in Architecture from the University of California at Berkeley. She earned her law degree from Loyola University in Los Angeles. She subsequently clerked for the Hon. Geraldine Mund of the United States Bankruptcy Court for the Central District of California.

State Law Rights and Remedies: Ms. Rhim has extensive litigation experience in the enforcement of creditor rights and remedies in connection with defaulted loans. Ms. Rhim has also gained significant experience defending lender liability matters. Her experience extends to Article 9 remedies and assignment for benefit of creditors.

Bankruptcy Experience: She has expertise in all aspects of bankruptcy cases involving cash collateral, postpetition financing, relief from stay, asset sales, chapter 11 plan confirmation, and bankruptcy litigation. She has also gained substantial experience handling appeals arising from commercial lending and bankruptcy matters. Her published cases include: In re Phar-Mor, 301 B.R. 482 (Bankr. N.D. Ohio 2003) and Phar-Mor v. McKesson Corp., 534 F.3d 502 (6th Cir. 2008) (landmark decision involving reclamation rights and postpetition financing).

Secured Transactions; Loan Workouts: Ms. Rhim also has a “front-end” practice extending to structuring, negotiating and drafting loan documents involving various loan products. Such experience extends to modification of existing loan facilities, intercreditor matters, and providing advice regarding bankruptcy risks in loan transactions. Ms. Rhim has developed extensive experience in loan workouts, restructuring, forbearance arrangements and other strategic transactions.

Ms. Rhim has been a lecturer at the Commercial Finance Association’s annual Bankruptcy and Loan workout seminar as well as a speaker at other presentations before trade organizations and bar associations. Ms. Rhim is the author of “How Absolute is the Absolute Priority Rule in Individual Chapter 11 Cases?” Points and Authorities, 2012, and “Chapter 20: Consumer Bankruptcy Law,” PLI Consumer Financial Services Answer Book (2014 and 2015).

A seasoned litigation and bankruptcy attorney, Ms. Rhim is admitted to all four U.S. District Courts of California, and the Sixth, Eighth and Ninth Circuit Courts of Appeals. She is a member of the Los Angeles Bankruptcy Forum, the Financial Lawyers Conference, and the Asian Business League of Los Angeles.